Terms and Conditions 

By using this website, you agree to be bound by these Terms and consent to the collection, use and storage of your information by Harbour Rock in the manner described in our privacy policy. Harbour Rock reserves the right to make changes to these Terms and our privacy policy from time to time. When using this website, you should review the current Terms and privacy policy to determine if they have been amended since your last visit. 

The information contained in this Site is for general guidance on matters of interest only. It is in no way intended to replace the advice of a professional who is aware of the user’s individual situation, circumstances and jurisdiction. The application and impact of laws can vary widely based on the specific facts involved. Given the changing nature of laws, rules and regulations, and the inherent hazards of electronic communication, there may be delays, omissions or inaccuracies in information contained in this Site. Accordingly, the information on this Site is provided with the understanding that the authors and publishers have not herein been engaged to render legal, accounting, tax, or other professional advice and services. Before making any decision or taking any action, you should consult a professional.

Although HR uses reasonable efforts to maintain the accuracy and currency of the content of this website, HR makes no warranties or representations as to its accuracy or currency. While we have made every attempt to ensure that the information contained in this Site has been obtained from reliable sources, HR is not responsible for any errors or omissions, or for the results obtained from the use of this information. All information in this Site is provided with no guarantee of completeness, accuracy, timeliness or of the results obtained from the use of this information, and without warranty of any kind, express or implied, including, but not limited to warranties of performance, merchantability and fitness for a particular purpose. In no event will HR, its related partnerships or corporations, or the partners, agents or employees thereof be liable to you or anyone else for any decision made or action taken in reliance on the information in this Site or for any consequential, special or similar damages, even if advised of the possibility of such damages. 

Your use of the Site is at your own risk and materials presented on this Site may not reflect the most recent accounting guidelines, tax laws and other authoritative materials. HR, its affiliates, principals, employees, representatives, and agents are not liable for any direct, indirect, incidental, special, exemplary, consequential, or any other damages without regard to the form of any action, including, but not limited to, contract, negligence or other tort claims, arising out of or in connection with the Site, or any content on or accessed through the Site.

Certain links in this Site connect to other Web Sites maintained by third parties over whom HR has no control. HR makes no representations as to the accuracy or any other aspect of information contained in other Web Sites. 

These terms are governed by the laws of the State of Delaware and by the laws of the United States of America applicable therein without reference to the principles of conflicts of laws thereof. Any dispute arising from these Terms shall be resolved exclusively in the United States of America by the courts of the State of Delaware. If any provision of these Terms shall be unlawful, void or unenforceable for any reason, then any such provision shall be deemed severable to the extent that it is lawful, void or unenforceable, but shall not affect the validity or enforceability of the remaining provisions.